Just a quick note to let everyone know…I have re-directed the URL www.coloradoavoidforeclosure.com to www.scotthardinghomes.com/foreclosure-help/. I have done this in order to better serve all my customers – distressed property owners and non-distressed – all in one place. The same valuable information can be found in it’s new location, and I am still available LIVE [...]

If you have been thinking about buying a home, NOW is the time. In order to take advantage of the Homebuyer Tax Credit ($8000 for qualifying first-time homebuyers, and $6500 for qualifying current homeowners buying another home), you MUST have an accepted contract on or before the April 30th deadline!!
If you have any questions about [...]

Getting ready to go track down my Short Sale sellers for some needed signatures!
Sometimes, in order to help people avoid foreclosure, and get a short sale done, it becomes necessary to do more legwork than in a regular transaction.
In this particular case, my seller has moved out of their home to a more affordable location [...]

When speaking to a prospective Short Sale client today, I was alarmed by how resistant this particular distressed property owner was to the idea of me listing her property for sale!! Her biggest concern, by far, seemed to be that she had put all of her remaining life’s savings into trying to keep up the [...]

Just a heads up…you want to ask your next potential Short Sale Seller IF their orignal loan(s) to purchase the property were FHA loans.
Bank of America, and possibly others, are now requiring certain FHA-specific documents to be signed by the Seller for inclusion in their Short Sale package, as well as specific language to be [...]

I couldn’t help but think of the words of my short sale mentor when I received buyer’s notification of cancellation on one of my pending short sales.
When referring to the ups and downs of short sales, he always says, “don’t take any of it personally”!!
And in this case, I’m certainly not going to take it [...]

Working with Wells Fargo – ASC on our most recent Short Sale negotiation has been very frustrating, to say the least.
As those of you who have had experience with Short Sales know, all too well, the Short Sale process of dealing with a bank’s negotiator can be very trying.
In this current negotiation, we “thought” we [...]

Looks like we may be close to an extension, and possible expansion, of the Homebuyer Tax Credit.
Here’s a story from the Washington Post:
Extension of Homebuyers’ Credit Has Wide Senate Support
By Dina ElBoghdady
Washington Post Staff Writer
Thursday, October 29, 2009
The Senate has reached a broad bipartisan consensus on extending a lucrative tax credit for first-time home buyers [...]

This is a great question…and a question I was just asked by one of my Short Sale listing clients.
The answer is…it depends, but, according to this IRS web page link, http://www.irs.gov/individuals/article/0,,id=179414,00.html:
“The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principle residence. Debt reduced through [...]

This is the place to come for Info and News on Real Estate, Buying and Selling a Home, the Eisenhower Park Neighborhood, Slavens School Neighborhood, and Observatory Park Neighborhood!
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Feel free to add a blog post…or even a vlog post.
Scott Harding, Realtor, Eisenhower [...]